Loans

A loan is a contract by means of which the banking entity puts at the client's disposal a certain quantity of money, with the ensuing obligation that the money is repaid by a certain time and with determinate interest. The most frequent is for the money to be repaid in monthly payments, which include repayment of the capital plus interests (see repayment)

It is often interesting to ask for a loan that opens a credit line when the exact quantity to be paid out is known and the moment when it is required, since this avoids maintenance costs of the money available, but not used, in the credit