España

The project


The project deals with the information for and training of Spanish emigrants to enable them to know how to cope in situations related to:

- Bank overdrafts

- Personal loans

- Renewable loansSpecific purchase   loans

- Hire purchase

- Marketing strategies

- The knowledge of the country's laws
Comisión EuropeaEscuela Europea de ConsumidoresGobierno de CantabriaMAG (Estudios de Consumo) S.L.IFAVConsomation et Logement Cadre de VieAssociation d'avocats

 

A project aimed at informing and training on the type of credits, their functioning, advertising, claims, etc

  

 

- Where and how to resolve possible claims

- The identification of less reliable financial entities.

- Etc.

 

The aim is for the emigrants to know aspects connected with spending, the mode of use of such loans, the risks and guarantees provided by the law in each country, that are not the same depending on the amount, types of loan and length of time, etc.

Lack of knowledge of these and other matters and the presence in the sector of pirate financial entities, makes this a highly problematic issue for emigrants , who through lack of information or knowledge can lose savings and spend income unwisely.